> For the complete documentation index, see [llms.txt](https://whitepaper.kyrrex.com/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://whitepaper.kyrrex.com/roadmap.md).

# Roadmap

### Ongoing / Recurring

* Merchant platform
* Tokenization Core
* Referral program
* Bonus Program
  * Users who have successfully passed verification on the exchange will be credited with 20 KRRX tokens;
  * First time deposits of value equal or surpassing $500 on the Kyrrex exchange will be credited with additional tokens.
  * *Bonuses will be available within 14 days from the accrual date and can be used to pay off commissions for trading operations, pay for tariff plans or purchase a Trade Ideas subscription.*
* Social Trading
  * Upon launch оf the Trade Ideas functionality, users will be enabled to subscribe and follow other traders.
  * The cost for this service will be fixed and can be paid either in fiat, crypto or in KRRX tokens.
  * After completing the payment, the followed trader receives the entire monthly fee from the user that follows them in the respective currency.

### 2022 Upcoming

* Crypto Derivatives
* Asset Management
* Listing Platform (Launchpad)
* Banking
  * Opening accounts for private and corporate clients;
  * Multi-currency accounts, including FX functions;
  * OTC market with full transparency, safety, and legality;
  * Domestic and international transactions in 177 currencies;
  * Send funds directly to credit and debit cards of other banks;
  * Salary projects;
  * White Label payment solutions for various companies and payment institutions;
  * Clients can create their own financial services based on our platform;
  * Acquiring cards and APM payments.
* Online Banking
  * Up to 20% cashback for in-app purchases;
  * Up to 3% cashback for card transactions;
  * Discounts and increased cashback in partner stores using Kyrrex crypto merchant when paying for goods with KRRX token;
  * Receive 20 KRRX tokens for each new user who has installed the banking application using your referral link;
  * Payment widgets.
* Multi-Account Management
  * After the launch of the MAM (Multi-Account Manager) service, investors, who agree to pay a fee on the profit they made in KRRX tokens will be able to receive a 10% discount on the amount of the payment for the services of a manager (trader);
  * Managers (traders) who agree to accept a reward from investors in KRRX tokens will receive an additional bonus of 10% from the investor's reward.

### 2021 Completed

* Obtaining an EMI and Maltese License
* White Label
* Trading platform
* Kyrrex Core
* OTC Platform
* Chat Bot
* Liquidity HUB
* Cyber Security
* Crypto AML
* API TD Aggregator